⭐ Florida's 5-star insurance agency · 5.0 on Google, 16 reviews

We don't sell insurance. We build strategies.

We build Florida families a real strategy, not a cookie cutter policy, so you're protected on the worst day and every setback in between. One expert, one number, all year. Strategize now. Prospr later.

  • Tailor made to your life, never cookie cutter. Almost no two plans are the same.
  • The whole picture, not just life. What happens if you break a bone and can't work?
  • One expert, one number, watched all year, in English y en español.
Hugo Scamarone, founder of Prospr Insurance Solutions
Hugo ScamaroneFounder
Licensed since 2013
★★★★★ 5.0 on Google16 verified reviews

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Quoting top-rated carriers including
TRANSAMERICAMUTUAL OF OMAHAUNITEDHEALTHCARESBLIFORESTERSAMERICAN AMICABLEALLSTATE HEALTHCOLONIAL LIFEAMBETTERAVMEDMOLINA HEALTHCARE

An independent agency that earns its reviews

0+
YEARS SERVING FAMILIES
5.0
GOOGLE RATING · 16 REVIEWS
0+
CARRIER PARTNERS
0
LANGUAGES: EN · ES
Coverage

Everything under one roof.

Keep scrolling. The cards do the walking.

01

Health Insurance

Individual, ACA Marketplace and private plans in plain language, plus health coverage built for business owners and the self-employed. We check your subsidy, doctors and prescriptions before recommending anything.

Check my options →
02

ERISA & Group Health

Self-funded and level-funded group health plans for small businesses, structured under ERISA. More control and often lower cost than traditional group coverage, with real protection built in.

See business plans →
03

Life Insurance

Term, whole life and final expense. Protection sized to your family and your budget, from carriers that compete for your business.

Learn more →
04

Dental & Vision

Affordable standalone plans that fill the gaps your health plan leaves. Often less per month than a takeout dinner.

See dental plans →
05

Accident & Gap Protection

Hospital indemnity and accident plans that pay cash when life happens, so a deductible never becomes a debt.

Protect my paycheck →
06

Group Benefits for Employees

Voluntary and worksite benefits your team opts into, mostly employee-paid, so it costs the business little to nothing. Dental, vision, accident, life and more, with bilingual enrollment.

Talk benefits →
07

Legal & ID Protection

Legal advice and identity theft protection through LegalShield. Talk to a law firm whenever you need to and keep your identity monitored, all for a low monthly membership.

Explore LegalShield →

Not sure what you need?

That's literally our job. Tell us about your life, we'll map the coverage.

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Not here to sell you. Here to build a strategy for your whole picture, so your family stays covered and keeps prospering, no matter what life does. Strategize now, Prospr later.

Aventura HQ
Serving all 67 Florida counties · from Pensacola to Miami
Why Prospr

We don't sell insurance. We build you a strategy.

Insurance is not cookie cutter, it is tailor made to you. So we look at your whole picture one case at a time, not just the day someone passes, but the ordinary bad days too. Break a bone and miss six weeks of work, who covers the bills? We plan for that, we explain every piece so you know what you have and how to use it, and we keep an eye on it all year. One expert, one number, for all of it.

  • Tailor made, not cookie cutter, built around your actual life
  • The whole picture: life, income if you're hurt, your out of pocket, the legal side
  • LegalShield and tax free retirement strategies most agents don't offer
  • One expert, one number, watched year round, in English y español
90 seconds to a real quote. Get My Free Quote →
Reviews

What clients say

Real Google reviews from real families.

★★★★★

"When looking for insurance it can be a daunting task... you can rest assured that they'll find you the best absolute deal and get you insured with the best possible coverage. Communication is great and the follow through is nothing less than best in class. 10/10 recommend!"

GM
G. M.via Google
★★★★★

"Extremely knowledgeable, responsive, and made the entire insurance process simple and stress-free... It's rare to find someone who is both professional and genuinely cares about helping their clients. I highly recommend Prospr Insurance Solutions."

MF
M. F.via Google
Read all 16 reviews on Google →
Questions

Asked all the time

Quick answers. The full list lives on our FAQ page.

Nothing, ever. Agencies like ours are paid by the carrier you choose, and the price is the same whether you buy through us or direct. The difference is you get an advocate who shops the whole market for you.

Florida, all 67 counties. Expansion to more states is on the roadmap. If you're elsewhere, reach out anyway and we'll point you to someone who can help.

Sí. Atendemos a nuestros clientes en inglés y en español, desde la cotización hasta el reclamo. Visita prosprinsurance.com/es.

Bring it. We'll review it free. If it's good, we'll tell you it's good and you keep it. If you're overpaying or underprotected, we'll show you the math and you decide.

Not the way most people mean it. We build you a strategy, and insurance is one of the tools we use. The job is a plan that fits your real life, not a policy pulled off a shelf, and someone who stays with you long after you sign. Strategize now. Prospr later.

The Prospr Promise

Ten promises to your family,
whether you become a client or not.

Straight answers, your language, your pace, and the truth even when it costs us. Read what to expect before we ever talk.

Read the Prospr Promise →

Ready when you are.

Three ways to start. Pick whichever fits your style. Mon to Sat, closed Sunday.

📞 Call (877) 318-2816 💬 Text (941) 214-2816 📅 Book a time
📞 Call Us Free Quote →