Privacy Policy

Prospr Insurance Solutions LLC  |  prosprinsurance.com

Effective: April 2026   |   Last Updated: June 2026

FACTS
What does Prospr Insurance do with your personal information?
Why?
As a licensed insurance agency, we collect personal information to find you coverage, get you quotes, and serve your policy. Federal and state law require us to tell you how we collect, share, and protect that information. Please read this notice so you know what we do.
What?
The information we collect depends on what you ask us for. It can include:
  • Name, phone number, and email
  • Date of birth, ZIP code, and household size
  • Income range and coverage needs (for health and life quotes)
  • How you use our website (see cookies below)
How?
All insurance agencies need to share some personal information to do business. Below we list the reasons we can share, whether Prospr shares, and whether you can limit it. The short version: we never sell your information, and you can stop our marketing anytime.
Reasons we can share your personal information Does Prospr share? Can you limit this sharing?
For our everyday business — to get you quotes from insurance carriers, enroll and service your policy, and respond to legal or regulatory requests Yes No
For our marketing — to tell you about insurance products and services from Prospr Yes Yes
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business — Prospr is independently owned and has no affiliates No We don't share
For nonaffiliates to market to you — selling or renting your information No We don't share

To limit our marketing: reply STOP to any text, click unsubscribe in any email, or call us at (877) 318-2816. Even after you opt out of marketing, we may still contact you about a policy or quote you already have with us.

Questions people ask
How does Prospr collect my personal information? We collect it when you:
  • fill out a quote or contact form on our site
  • call, text, or email us
  • respond to one of our ads on Facebook or Instagram
We may also receive it from lead partners or from someone who refers you to us.
Why can't I limit all sharing? Law lets us share for our everyday business, such as getting you quotes from carriers, servicing your policy, and meeting insurance regulations. You can always limit our marketing and tell us to stop calling, texting, or emailing.
How does Prospr protect my personal information? We use security measures that meet federal and state law, including encrypted storage, access controls limited to authorized people, and confidentiality agreements with anyone who helps us serve you.
Definitions
Affiliates Companies related by common ownership or control. Prospr Insurance Solutions LLC is independently owned and has no affiliates.
Nonaffiliates Companies not related by common ownership or control. Prospr does not share your information with nonaffiliates so they can market to you, and we do not sell your information.
Joint marketing A formal agreement between companies that together market products to you. Prospr does not currently engage in joint marketing.
Insurance carriers The licensed insurance companies whose plans we are appointed to offer. We share your information with a carrier only to quote, apply for, or service coverage you asked us about.

The full details

1. Who we are

Prospr Insurance Solutions LLC ("Prospr," "we," "us," or "our") operates prosprinsurance.com and related digital properties. We are a licensed independent insurance agency providing life insurance, health insurance, and related products. This policy explains how we collect, use, share, and protect your information when you visit our site, submit a form, or communicate with us by phone, email, or text. By using our site or submitting your information, you agree to this policy.

Websiteprosprinsurance.com
CompanyProspr Insurance Solutions LLC
Email[email protected]
Phone(877) 318-2816
LocationAventura, Florida (Miami-Dade and Broward)

2. Information we collect

You give us your name, email, phone, date of birth, ZIP code, household size, income range, and coverage needs when you fill out a form or talk to us. We collect automatically your IP address, device and browser type, the pages you view, and cookie identifiers when you visit the site. We may receive information from Meta (if you interact with our ads), lead partners, and people who refer you.

3. How we use your information

We do not sell your personal information to anyone for their own marketing.

4. Calls & texts (TCPA)

IMPORTANT, PLEASE READ CAREFULLY

Your consent. By submitting your phone number through any form on prosprinsurance.com, you expressly consent in writing to receive calls and text messages (SMS/MMS) from Prospr Insurance Solutions LLC and its licensed agents at the number you provided, including messages sent using an automatic dialing system or prerecorded voice, to market insurance products and services. This consent is not a condition of buying anything.

One-to-one consent (FCC 2025 rule). Your consent applies only to Prospr Insurance Solutions LLC. It does not pass to any other company, brand, or affiliate unless you separately agree.

How to opt out. Reply STOP to any text, email [email protected] with "OPT OUT" in the subject, or call (877) 318-2816. We honor opt-outs within 10 business days. You may get one final confirmation message. Message and data rates may apply, and message frequency varies.

Do Not Call. We respect the National Do Not Call Registry and will not place unsolicited telemarketing calls to a registered number unless you have given us express prior written consent. We keep timestamped consent records for at least five years.

5. Emails (CAN-SPAM)

When you give us your email, we may send quotes, renewal reminders, educational content, and promotions. Every marketing email has an unsubscribe link, and you can opt out anytime. Emails about your own policy or coverage may continue regardless of marketing opt-out.

6. Cookies & tracking

Our site uses the Meta Pixel and Google Analytics to measure ad performance and understand how visitors use the site. These tools may collect your IP address, browser information, and on-site behavior. You can opt out of Meta ad targeting at facebook.com/about/ads and Google Analytics at tools.google.com/dlpage/gaoptout. You can also disable cookies in your browser, though some site features may stop working.

7. Who we share with

We do not sell your information. We may share it with: insurance carriers (to quote and service your coverage), our licensed agents and staff, technology providers under confidentiality agreements (CRM, email, hosting), marketing partners only with your explicit consent, regulators as required by law, in response to valid legal process, and in a business sale or merger subject to confidentiality. Anyone we share with must follow applicable privacy laws and use your data only for the purpose we specify.

8. Your rights (Florida residents)

Under the Florida Information Protection Act and applicable law, you can access the information we hold, request correction or deletion (subject to legal retention), opt out of marketing, and you will not be discriminated against for exercising these rights. To make a request, email [email protected] or call (877) 318-2816. We respond within 30 days.

9. Security, retention & children

We use reasonable administrative, technical, and physical safeguards, including encryption, access controls, and regular security reviews. No internet transmission is 100% secure; if a breach affects your information, we will notify you as required by Florida law (Fla. Stat. § 501.171) within 30 days of discovery. We keep your information as long as needed to serve you and meet insurance, tax, and legal requirements (typically 5 to 7 years), then securely delete or anonymize it. Our services are not directed to anyone under 18, and we do not knowingly collect information from minors.

10. Insurance disclosures

Prospr Insurance Solutions LLC is a licensed independent insurance agency appointed by multiple carriers. We may receive commissions from carriers whose products we sell, and agents may earn additional compensation based on sales volume, which does not change the price you pay. We do not guarantee specific rates, coverage, or eligibility; all products are subject to carrier underwriting and state rules, and availability varies by location.

11. Changes & contact

We may update this policy to reflect changes in our practices or the law. When we make material changes, we update the "Last Updated" date above and, where appropriate, notify you. Continued use of our site after changes means you accept the updated policy.

CompanyProspr Insurance Solutions LLC
Email[email protected]
Phone(877) 318-2816
LocationAventura, Florida
HoursMonday to Friday, 9AM to 6PM EST

For TCPA opt-out requests, please include your full name and phone number so we can update our records promptly.


© 2026 Prospr Insurance Solutions LLC. All rights reserved. Prospr Insurance Solutions LLC is a licensed insurance agency in the State of Florida.