⭐ 5.0 on Google · 16 Reviews · Licensed since 2013
Hugo Scamarone. Licensed Insurance Agent
Hugo Scamarone
Licensed Insurance Agent
FL · MI · NC · Bilingual EN/ES

Get a free quote in 90 seconds.

Licensed since 2013 · Bilingual · FL · MI · NC.

  • I shop dozens of carriers. find the actual best fit, not the highest commission.
  • I answer my own phone. No call center, no script, no runaround.
  • Free consultation. Honest answers either way.
⚡ Replies typically within 5 minutes
Prefer to pick a time? Book a 30-minute call →
Licensed & Insured
12+ Years Experience
Bilingual: EN & ES
Mon–Sat, Closed Sunday

Meet Hugo Scamarone

Licensed Independent Agent · NPN #17122103 · Since 2013

I'm Hugo. Twelve years licensed, bilingual, and independent. I built Prospr because too many families I'd helped were paying for coverage they didn't understand or didn't have at all. So I do this differently. I work for you, not the carrier. I answer my own phone. Every call leaves you knowing more about your coverage than when you started, whether we work together or not. My goal is to be the only insurance agent you'll ever need. Life, health, and Medicare today. Home and auto next. One agent, every policy, full stop.

Licensed Since 2013
Bilingual: EN + ES
Father of 2 Boys
Independent Agent
"Insurance isn't a scary word. It's a safety net. You just need someone in your corner who actually cares. and I've spent 12 years proving that's me." , Hugo Scamarone
What I Help With

Coverage Built Around Your Life

I shop dozens of carriers and find the plan that fits. not the one paying me the most.

Life Insurance

Term as low as $24/mo at 35. Lock in a rate before you turn another year older. premiums never go down.

Health Insurance

ACA Marketplace with subsidies most people don't know they qualify for. $0/month plans exist in FL. I'll tell you straight if you're one.

Medicare

Turning 65? AHIP-certified for 2026. Advantage, Supplement, or Part D. I walk you through the trade-offs in plain English, no jargon.

Dental & Vision

Standalone plans starting under $20/mo. Or stack our Colonial Life voluntary dental. up to $5,000/yr in benefits (industry's best).

Final Expense & GAP

Guaranteed-issue final expense for parents 50+, plus hospital indemnity and accident plans to cover what health insurance won't.

Client Stories

What Our Clients Say

Real experiences from real families we've helped protect.

"When looking for insurance it can be a daunting task. So many different players, so many different variables, real money, security and peace of mind at play. but with Hugo you can rest assured that he'll find you the best absolute deal and get you insured with the best possible coverage. Communication is great and the follow through is nothing less than best in class. 10/10 recommend!"
GM
Gadiel A. Marquez
via Google
"I had a great experience working with Hugo at Prospr Insurance Solutions. He was extremely knowledgeable, responsive, and made the entire insurance process simple and stress-free. He took the time to answer all my questions and helped me find the best coverage for my needs without any pressure. It's rare to find someone who is both professional and genuinely cares about helping their clients. I highly recommend Prospr Insurance Solutions if you're looking for reliable and honest insurance guidance."
MF
Minet Fernandez
via Google
"El señor Hugo ha sido una bendición para mi y mi familia, incluso, amigos. Es una persona que se toma el tiempo en explicar y guiarte en todo el proceso de seleccionar un seguro. Es muy responsable y atento. La verdad es que si estás necesitando asesoría en cuanto a ese tema tan complicado, no dudes en contactarlo a él."
RG
Raquel Gonzalez
via Google
The Prospr Difference

Why Families Choose Us

We're not a call center. We're your neighbor. and we answer the phone.

12+ Years Experience

Licensed since 2013. Hugo has helped hundreds of families find the right coverage across life, health & Medicare.

Bilingual: English & Spanish

Hablamos español. Hugo and the Prospr team serve South Florida's diverse communities in the language they're most comfortable in.

Independent. I Work for You

I'm not tied to one carrier. I shop dozens of top-rated companies to find the actual best fit for your situation. not the one paying me the highest commission.

I Answer My Own Phone

Monday through Friday, 9 AM to 9 PM. Saturday 10 AM to 6 PM. Closed Sundays. No call center, no phone tree, no "your call is important to us." You get me, every time.

Our Partners

Trusted Carrier Network

We work with top-rated carriers to find the best coverage for you.

Mutual of Omaha
Transamerica
Humana
Wellcare
Colonial Life
Cigna
American Amicable
Gerber Life
Oscar Health
Ambetter
Aetna
Allstate
Mutual of Omaha
Transamerica
Humana
Wellcare
Colonial Life
Cigna
American Amicable
Gerber Life
Oscar Health
Ambetter
Aetna
Allstate
For Businesses

Group Voluntary Benefits

Affordable benefits packages that help you attract and retain top talent. without breaking the budget.

Powered by Colonial Life

We partner with Colonial Life to bring your team premium voluntary benefits at group rates your employees will love. Whether your team is W-2 or 1099. as long as you have 4+ people, you qualify.

  • Dental. Up to $5,000/year in benefits. Yes, really. Nobody else offers that.
  • Vision. Comprehensive eye care coverage at low group rates.
  • Short-Term Disability. Income protection when your team needs it most.
  • Accident & Critical Illness. Extra protection for unexpected life events.
  • Life Insurance. Group life options for your entire team.
💎 Dental Benefit You Won't Find Anywhere Else

Colonial Life's dental plan offers up to $5,000 per year in coverage. the industry's best. Most competitors cap at $1,000–$1,500. Your employees deserve better.

Eligible businesses: 4+ employees (W-2 or 1099). No minimum employer contribution required for most voluntary plans.

Get a Free Group Benefits Quote

Tell us about your business and we'll put together a custom benefits package. no obligation.

We'll reach out within 1 business day. No spam, ever.

The Receipts

A licensed agent who actually picks up

Don't take my word for it. here's what backs it up.

⭐ 5.0
16 Google Reviews
12+ yrs
Licensed since 2013
FL·MI·NC
Licensed States
FFM·AHIP
Certified for 2026

Ready when you are.

Three ways to start. pick whichever fits your style.

📋 Free Quote in 90 Seconds 📞 (877) 318-2816 📅 Book a Call

Hugo Scamarone · NPN #17122103 · Mon–Fri 9–9 · Sat 10–6 · Aventura, FL